PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE.
This Terms and Conditions Agreement (“Agreement”) is a legal agreement between you (“User,” “you,” or “your”) and Kudr.Online (“we,” “us,” “our,” or “Company”), the operator of the website located at https://kudr.online/.
By accessing, browsing, or using this Site, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree to these terms, please do not use this Site.
1. Acceptance of Terms
Your use of the Site signifies your acceptance of this Agreement. We reserve the right to modify these terms at any time. Your continued use after changes are posted constitutes acceptance of those changes.
2. Service Description
Kudr.Online is an online informational and connection service. We provide:
- Educational content, articles, guides, and comparison tools related to insurance, lawyers (legal services), and loan & finance products.
- A platform that connects users with third-party providers, including insurance agents/agencies, lawyers/law firms, and loan & finance lenders or brokers (collectively, “Third-Party Providers”).
CRUCIALLY, WE ARE NOT A PARTY TO ANY AGREEMENT: Kudr.Online is not an insurance provider, law firm, lender, or broker. We do not endorse or recommend any specific Third-Party Provider. Any quotes, offers, or terms provided by Third-Party Providers are solely their responsibility. Your interactions with Third-Party Providers are solely between you and them. We are not liable for any outcomes resulting from these interactions.
3. User Eligibility
You must be at least 18 years of age to use this Site. By using the Site, you represent and warrant that you are of legal age to form a binding contract.
4. Intellectual Property
All content on this Site, including text, graphics, logos, images, and software, is the property of Kudr.Online or its content suppliers and is protected by copyright and intellectual property laws. You may not modify, reproduce, distribute, or create derivative works without our express written permission.
5. User Conduct
You agree not to use the Site to:
- Submit false, inaccurate, or misleading information.
- Engage in any activity that is unlawful, fraudulent, or harmful.
- Violate any applicable local, state, national, or international law.
- Impersonate any person or entity.
6. Disclaimer of Warranties
YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE AND ALL CONTENT, INFORMATION, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. KUDR.ONLINE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION ON THE SITE. WE ARE NOT RESPONSIBLE FOR ANY FINANCIAL, LEGAL, OR INSURANCE DECISIONS YOU MAKE BASED ON INFORMATION PROVIDED ON THE SITE.
7. Limitation of Liability
IN NO EVENT SHALL KUDR.ONLINE, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO:
- YOUR USE OF OR INABILITY TO USE THE SITE.
- ANY TRANSACTION OR RELATIONSHIP BETWEEN YOU AND A THIRD-PARTY PROVIDER (INSURANCE AGENT, LAWYER, LENDER, ETC.).
- UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA.
8. Indemnification
You agree to indemnify and hold harmless Kudr.Online and its affiliates from any claim, demand, or damage (including reasonable attorneys’ fees) arising out of your use of the Site, your violation of this Agreement, or your violation of any rights of another.
9. Third-Party Links
The Site contains links to websites of Third-Party Providers and other third-party resources. We are not responsible for the content, accuracy, or opinions expressed on these websites, and they are not investigated or monitored by us. Inclusion of any linked website does not imply approval or endorsement by us.
10. User Submissions
Any information you submit to us via a form (e.g., to request insurance quotes, be matched with lawyers, or receive loan & finance offers) is subject to our Privacy Policy. By submitting your information, you consent to us sharing it with Third-Party Providers to fulfill your request.
11. Governing Law and Jurisdiction
This Agreement shall be governed by and construed in accordance with the laws of [Insert Your State/Country], without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the courts located in [Insert Your County/Region] for any legal actions.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
- Email: bilalasim76544@gmail.com